The following are key points from the data in the tables and graphs found on the “Data” tab. The “Sources and Notes” tab provides additional information about the data.

• In 2008, the homeownership rate for households of all minority groups combined was about one-half of the white homeownership rate in both Columbus and Franklin County.
• Among racial and ethnic groups, Hispanics had the lowest homeownership rate in Columbus in 2008 at 25.7%, compared to 57.5% for whites. Hispanics alsohad the lowest homeownership rate in Franklin County at 31.1%, compared to 65.9% for whites.
• The percentage of home purchase loan applications that result in loan originations was higher for whites than for blacks. In 2008, the gap between whites and blacks was 21.9 percentage points for conventional loans and 10.2percentage points for government loans.
• In 2008, black applicants were far more likely to have a government loan originated (53.8% of all applications) than a conventional loan (40.0%). This gap in origination rates between the two loan types for blacks and Hispanics was greater than that for whites, or Asians. 

For a printable PDF of the Analysis, Data, and Sources and Notes for this indicator, click here.